Licensing
Ben Cat USA is operated by Century Financial Group. Insurance is offered by Ben Van Cat (Cat Ben Van), licensed California Insurance Producer, California Department of Insurance License #0J13438, at 8295 Bolsa Avenue, Midway City, CA 92655. Lines of authority:
- Life Insurance (since 04/27/2017)
- Accident & Health or Sickness (since 04/27/2017)
- Property Insurance (since 10/13/2014)
- Casualty Insurance (since 10/13/2014)
You can verify license status at any time with the California Department of Insurance license lookup by searching for license #0J13438.
Insurance companies we represent
The insurance company appointments shown on this website reflect appointments held as of the dates listed. Appointments can change, and not every product, insurer, or coverage option is available in every situation or location. Being appointed with an insurer does not mean that insurer endorses Ben Cat USA.
No coverage until confirmed
Submitting a form, requesting a quote, or booking a consultation does not bind, change, or cancel coverage. Coverage takes effect only when the insurance company accepts your application and confirms coverage in writing. Premiums, eligibility, and terms are determined by the insurer through underwriting.
Claims
Our online claim form notifies Ben Cat USA so we can help you. It does not report a claim to your insurance company or satisfy any notice deadline in your policy. Please also report losses directly to your insurer. Claim decisions, including coverage and payment, are made by your insurance company under the terms of your policy. In an emergency, call 911 first.
Informational content
Product descriptions, blog articles, checklists, and other content on this website are general information, not legal, tax, or financial advice, and do not change any policy. Your policy contract, including its terms, conditions, limitations, and exclusions, controls. Products and services are available in select states and are subject to underwriting.
Estimates & calculators
The premium estimator, life coverage calculator, and coverage quiz provide educational, illustrative ranges only. They are not quotes, offers of coverage, or recommendations. Actual premiums, eligibility, and coverage depend on underwriting, insurer guidelines, location, claims history, and policy terms.
Testimonials
Testimonials reflect the individual experiences of specific clients and are not representative of all clients. Individual results vary. Testimonials are not a guarantee of future coverage, pricing, eligibility, or claim outcomes.
Images & figures
Some photos or visual materials may be AI-enhanced to help you visualise possibilities. These are illustrative only and not intended to deceive. All figures, timelines, and projections are illustrative and unverified; market and regulatory factors may change outcomes. Please verify key facts independently and consult licensed professionals before making any decisions.
Translation
The page translator uses Google Translate, an automated service. Translations are provided for convenience and may contain errors. The English version of this website controls, including for legal documents, disclosures, and policy information. We offer personal service in English and Vietnamese; please call us if you have questions.
Terms of use
- By using this website, you agree to these terms. If you do not agree, please do not use the website.
- You agree to provide accurate information in our forms and not to misuse the website, including by submitting spam, attempting to bypass security checks, or interfering with its operation.
- Website content is owned by Ben Cat USA / Century Financial Group or its licensors and may not be copied for commercial use without permission.
- Links to other websites (such as insurers, regulators, or Century Funding) are provided for convenience; we are not responsible for their content or privacy practices.
- The website is provided "as is." To the extent permitted by law, we are not liable for losses arising from use of, or inability to use, the website. Nothing in these terms limits rights you have under insurance law or your policy.
- These terms are governed by the laws of the State of California. We may update them by posting changes here.
Our Privacy Policy explains how we handle personal information.
Contact
Questions about these disclosures? Contact Ben Cat USA at (714) 588-3682 or info@bencatusa.net.